A money-saving expert has highlighted the risks associated with not writing a will, particularly for unmarried couples.
Ruth Jackson of Money Week suggests that couples who live together but have not tied the knot should seriously consider writing a will.
Ms Jackson states that should you die, you will be treated as single by the Treasury and your partner will be "completely ignored".
If you are childless your estate goes to your parents, then in descending order, brothers and sisters, grandparents and aunts and uncles.
"And if you have no family at all, it would end up lining Gordon Brown's pockets, as the Crown will retain the entire estate," she warns.
A further problem could be if your home is in your name only, she suggests, as your partner would have no immediate right to inherit it - and worst case scenario your loved one could end up "both bereaved and homeless".
The number of unmarried but cohabiting couples has increased by 65 per cent in the past ten years, according to the Office for National Statistics.
Published on: January 28, 2009