Property Investment for your Children

This book will help you make a profitable property investment and tell you how to avoid tax!

With the current house slump continuing, it's never been a better time to snap up cheap property, especially if you want to buy a property investment to secure your future and the financial future of your children.

Property Investment for your Children guides you through the different ways you can make money through property investment – whether you're house buying to raise money for your child's education, or you want to help your child get on the property ladder, either now or when they leave home in the future.

When children leave for university, it's a great time for parents to buy a property investment. Maybe you fancy buying a student property – not only can you save money on paying your child’s rent, but you can also make money from the rental property – both in equity and rental income.

Maybe you want to save inheritance tax when you die. Property Investment for your Children guides you through the ways you can leave property to your children on your death – either by making a will or setting up a trust – and it shows you how to avoid tax in the process!

Once you have read this book you will be able to:

• Understand the best way to make a property investment for your children
• Understand tax issues and know how to avoid tax
• Know the most best ways to raise capital for your property investment
• Know how to choose the best property investment
• Know how to manage and maintain your property investment
• Understand how to protect your children's inheritance
• Know the best way to leave your investment property to your children

Get into house buying now and protect your children's future!

Property Investment for your Children Contents

1. Choosing to invest in property
   o Knowing about the types of property investment
   o Assessing the advantages and disadvantages
   o Analysing housing market trends
   o Predicting investment trends and prospects
   o Assessing skills, knowledge and experience
   o Conducting background research
2. Knowing about property inheritance
   o Inheriting property
   o Understanding the procedure for transferring property after your death
   o Choosing what to do with an inherited property
   o Knowing about The Inheritance (Provision for Family and Dependants)Act
   o Seeking professional advice
   o Discussing inheritance with your children
3. Understanding Inheritance Tax
   o Knowing about Inheritance Tax liability
   o Understanding Inheritance Tax implications
   o Taking action to reduce Inheritance Tax
   o Giving away property and assets
   o Valuing your estate
4. Knowing about Inheritance Tax exemptions
   o Exempt gifts
   o Potentially exempt transfers
   o Chargeable lifetime transfers
   o Making the most of exemptions, relief and transfers
5. Paying Other Tax on Property
   o Stamp Duty Land Tax
   o Capital Gains Tax
   o Pre-Owned Asset Tax
   o Council Tax
   o Paying tax on rental income
   o Reducing your tax bill
6. Planning your finances
   o Assessing the financial viability of your property investment
   o Assessing the financial implications for your children
   o Children and tax
   o Raising capital
   o Protecting your finances
7. Helping your child onto the property ladder
   o Assessing the advantages and disadvantages
   o Understanding the financial implications
   o Providing financial help
   o Helping with the mortgage
   o Taking out an equity stake
   o Drawing up an agreement
   o Understanding tax implications
8. Buying property for your student child
   o Assessing the advantages and disadvantages
   o Understanding the financial implications
   o Finding suitable properties
   o Letting your accommodation
   o Knowing about student letting rules and regulations
   o Managing your property
   o Protecting your property and investment
9. Investing in a second property for your child
   o Assessing the advantages and disadvantages
   o Understanding the financial implications
   o Finding suitable properties
   o Making the most of your investment
   o Managing your property
   o Protecting your property
10. Protecting against financial loss
    o Maintaining your property
    o Arranging insurance
    o Knowing when and how to sell
11. Leaving property in your will
    o Drawing up a Will
    o Appointing executors
    o Appointing guardians
    o Covering against divorce or separation
    o Safeguarding your property investment
12. Leaving property in trust
    o Setting up a trust
    o Managing a trust
    o Ensuring your funds are protected
    o Leaving a property in trust to your minor child or children
    o Knowing about the different types of trust
13. Checklists
    o Property investment options – summary
    o Property investment checklist
    o Buy-to-let investment checklist
    o Property search checklist
    o Property viewing checklist
    o Alternative investment opportunities
14. Sample forms
15. Useful addresses
16. Useful websites