The National Landlords Association (NLA) has stated that lenders are failing to pass on base rate cuts, which means landlords are finding it difficult to obtain a suitable mortgage.
And as a result, increased demand from tenants may not be met, spokesman for the body Simon Gordon suggested.
He said that the government bailout was intended to make it easier for consumers to obtain finance, but in reality many lenders are failing to pass on the help.
"It's critical for the health of the property market for landlords to have access to mortgage finance," Mr Gordon remarked, adding: "Demand for buy-to-let mortgages is high but landlords are being frustrated by a lack of suitable products."
This week the NLA advised landlords to prepare tenants for potential winter problems such as leaking roofs, in order to save money as well as ensure safety.
Landlord and Tenancy News from Lawpack: tenancy agreements, property inventory, lodger agreements, buy-to-let advice and landlord resources.
